Are you excited that you are getting a big tax refund ooh you just got one to be excited about that because you know what you're doing you're using it as a method of horse savings when you pay into the feds extra money all year long making an interest-free loan to the federal government so that you will have that money come almost like a bonus check or a small lottery winning bad plan what's better is to reduce your withholding where you work and you just go to your payroll office and you tell them I want so much less taken out of my check because you don't want a big refund check because it's double trouble first with all the problems with tax fraud tax ID theft let's say you are expecting a tax refund of a few thousand dollars and somebody's filed false returns if they're you you're gonna have to wait 10 to 14 months for your legitimate refund while the IRS clears away all the mess from the fake tax return filed by a crook so there you are with this thing this money you were anticipating you're not gonna have second remember they're paying you no interest on that money if instead you go to your payroll office reduce your withholding and then take whatever that extra money is and put it automatically into either an online savings account or better yet put it into a Roth IRA and start building tax-free investment money for your future you can look at my Roth IRA guide at Clark calm on my investment guide I'll have you investing for your future in just minutes.
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Video instructions and help with filling out and completing Where Form 8865 Withholding
