Using a HELOC to purchase your next investment property, that's today's show. Let's get to it. Hey everyone, I'm Clayton Morris, a longtime real estate investor, and welcome freedom fighters to the Investing in Real Estate show. Thank you so much for finding the show. If you're new to the channel or if you're a longtime listener, you know the drill. This is the show where we focus on helping you build passive income cash flow, and we do it in all sorts of markets across the country, from Michigan down to Ohio, to Indiana, to Pennsylvania, to New Jersey. It doesn't matter where your investment properties are, as long as you're buying assets that are cash flowing every month. That's how you build true financial freedom. So one of the ways that I've purchased real estate over the years, in fact, I think it's my number one way that I've bought properties over the years, is using a HELOC. It's a home equity line of credit, the line of credit that lets you purchase properties based on the equity in your own primary residence. Now, there's a difference between a HELOC and a home equity loan. So let's talk about the differences here. And you know, again, I come back to this idea that I love buying and using a HELOC because it's a repetitive line of credit. And that's what a line of credit is. You go to the bank, they look at the value of the home you live in, and they give you a line. A loan is a separate thing. They're basically giving you a check. And if they say that the value of that home is worth $80,000, they give you a check for $80,000, and the clock starts on that interest. So now you're paying...